Core Services

Our Core Services:

• Debt Validation: We help you determine if a debt collector has the legal right to collect on a debt they claim you owe. We demand verification of the debt, including:

  • Original loan agreements or contracts with your signature.

  • Proof that the debt collector has the legal authority to collect the debt.

  • A complete and accurate accounting of the debt, including principal, interest, and fees.

  • Challenging any inaccuracies or unsubstantiated claims.

• Cease and Desist of Credit Reporting: We protect your credit score by demanding that debt collectors stop reporting disputed debts to credit bureaus while the debt is being validated.

• Cease and Desist of Communication: We stop debt collectors from contacting you directly, except for formal legal notifications, reducing stress and harassment.

Additional Services:

• Credit Report Review and Analysis: We help you understand your credit report, identify errors, and develop strategies to improve your creditworthiness.

• FDCPA/FCRA Violation Investigation: We investigate potential violations of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), protecting your rights as a consumer.

• Legal Referral Services: We can connect you with qualified attorneys specializing in debt collection defense and consumer protection for legal advice and representation.

• Debt Management Guidance: We provide educational resources and guidance on budgeting, debt management strategies, and financial planning to help you regain control of your finances.

• Post-Validation Monitoring: After the debt validation process, we monitor debt collector activity to ensure they comply with legal requirements and do not resume collection efforts without proper documentation or reporting.

• Proactive Debt Validation: If you anticipate potential debt collection issues, we can proactively request validation before aggressive collection tactics begin.

Important Information:

• Axe Trust is a debt validation and consumer advocacy service. We are not a law firm and do not provide legal advice. The information provided by Axe Trust is for educational purposes only and should not be considered a substitute for legal counsel from a qualified attorney. For legal advice regarding your specific situation, please consult with a licensed attorney in your jurisdiction.

• All services are provided in compliance with applicable federal and state laws, including the FDCPA and FCRA.

• Services related to debt settlement are approached with caution and may not be available in all jurisdictions due to regulatory complexities. We recommend consulting with legal counsel before pursuing debt settlement.